Insurance Claims for Tree Damage
Damaged caused by trees can create a lot of stress. Not only can fallen tree damage leave you without a proper place to live, but it can also lead to significant expenses.
If you’ve recently had a tree fall on your property, you’re probably wondering if the subsequent damage is covered by your insurance plan—this is where the experts at Paz Arbor Care LLC come in. After we safely remove the fallen tree from your property, our staff will be happy to help you submit a tree damage insurance claim so that you can reduce the financial burden.
If you need our services or have any questions, don’t hesitate to reach out to us at (843) 996-0946.
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Homeowners Insurance and Tree Damage
If a tree on your property falls and damages your home or other structures, your homeowners insurance policy will generally cover the costs of repairs. However, there are some important things to keep in mind when it comes to filing an insurance claim for tree damage.
Most homeowners insurance policies have a deductible that must be met before the insurer will pay out any benefits. This means you’ll be responsible for paying the first few thousand dollars of damages out-of-pocket.
Additionally, many insurers will only pay out benefits for trees considered healthy and structurally sound before the incident. So, you may not be covered if the fallen tree was already dead or dying before the incident.
If you're unsure whether your homeowners' insurance policy covers tree damage, call us today for further advice and the next steps.
Types of Tree Damage Covered by Insurance
There are a few different types of tree damage that are typically covered by insurance policies. These include:
- Wind damage
- Lightning damage
- Hail damage
- Snow and ice damage
- …potentially others
To get further clarity on whether your tree-caused damage is covered, give us a call to set up a consultation.
Paz Arbor Care LLC Assists You Throughout the Tree Damage Claims Process
The tree damage claims process can be confusing and overwhelming, but we're here to help. Below are a few steps to filing an insurance claim for tree damage, all of which we’re happy to help guide you through.
- Assess the damage and determine if it's covered by your policy.
- Gather all the necessary documentation, including photographs of the damage, receipts for any repairs or replacements that have already been made, and potentially, a police report if the damage was caused by vandalism.
- Contact your insurance company and start the claims process.
- Wait for your claim to be processed and for the reimbursement check to come in the mail.
We know dealing with tree damage can be stressful, but we’re here to support you in making it go more smoothly and increasing your chances of a successful payout.
Get Help with Your Tree Removal Insurance Coverage
Our tree experts will do everything they can to make your insurance claims easier. Get in touch with us today at (843) 996-0946 for certified tree removal and assistance with your claims.